Features - Online Payment Gateway Solution

An online Payment System allows you to be open 24 hours a day, 7 days a week and 365 days a year. Not only is this is an important convenience for your donors and individuals; it also means more revenue for you. An online system also helps you to reduce your overhead costs. With the right payment processing tools, these functions are all done automatically for you. And lastly, an online system helps you to reach new markets-across the country.

The most important part of online is accepting donations from your donors ranging from a single transaction to a series of transactions from a donor. Online payment processing offers a donor the convenience of submitting their credit card or other forms of payment on your Website, and for you to actually receive the money from this transaction.

There are 2 types of players in online Payment Gateway Solution.

  • First Party Online Payment Gateway service: is the bank itself providing its own payment gateway (like ICICI Bank as payseal, HDFC Bank, IDBI Bank, SBI, Axis Bank etc ).
  • Third party Payment Gateway service like ccavenue, EBS,Tech Process etc which ties up with many banks,
    Broadly they are different in the following ways:
  • Both players accept all type of Master card and Visa credit cards. 3rd party players typically have more options than banks in terms of debit card acceptance, net banking options and other payments modes like cash card.
  • First Party Payment gateway services from Banks are for high volume players. They have lower TDR (the % money they keep per transaction) plans and relatively lower setup fees than 3rd party providers, but if you have low volumes, they would turn out to be expensive.
  • 3rd party players have plans as cheap as Rs 5,000 setup fee, but the TDRs can go as high as 7%. They would never go below a TDR of 2.5% approx, which means that at higher volumes, you would need to switch to a bank to get a TDR below 2.5%
  • First party Payment gateway from Banks needs lots and lots of paperwork, and integration time is usually more than 2 Months. But 3rd party players typically have lesser requirements.

Hurry !!!are you looking for a payment Gateway solution into your organisation website for fundraising.

We will be happy to help you to give a solution with Online Payment Gateway Service which suits your Organisation Needs.
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First Party Online Payment Gateway service Provider

 

Third party Payment Gateway service Provider

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